Financial Services
Most people, families and businesses need financial planning advice at some point in time. At Ungoed-Thomas and King, we are dedicated to providing professional, unbiased and independent financial advice.
Our Independent Financial Adviser Glyn Thomas works closely with our Tax and Trust Solicitors to ensure that you have a bespoke Financial Plan which is tailored to meet your individual needs.
We can advise Clients on:
Savings and Investment
By considering your existing investments, tax position and your attitude to investment risk, we can advise you on a wide range of savings accounts and help you invest your savings and investments wisely and profitably.
Family Protection and Health Insurance
We can advise you how to provide security for your family in the event of death or illness. We can also help you to plan for your childrens' future education costs.
Tax Planning
We can advise on the most appropriate insurances and investments that can be used to either reduce or extinguish tax liabilities. Where appropriate, we work closely with our Probate and Will Department to offer individual advice for Inheritance Tax Planning.
Mortgages
Due to the ever increasing number of mortgage providers in the market, we can offer advice on the various types of mortgages, on choosing the most appropriate repayment method and also helping you to arrange the finance.
Warning - your home may be repossessed if you do not keep up repayments on your mortgage.
Equity Release Products may involve a lifetime mortgage or Home Reversion Plan. If so, to understand the features and risks of these products, please ask for a personalised illustration.
Pensions
Using our financial expertise, we can advise on a wide range of retirement planning options which could allow you to retire free from worry about the future. Pensions can also provide opportunities for personal and corporate tax planning.
Business Protection
We can assist Businesses in ensuring that key people within a Business are insured as well as advising on Health Insurance Schemes. We also advise on Pension schemes including Stakeholder Pensions.
Trusts
We can provide advice to Trustees as to how a Trust works, how to ensure that the Trust Investments are reviewed regularly (in line with the requirements of Trustee Act 2000) and how to ensure that they meet the needs of the beneficiaries.